Welcome to the GCLS Affordable Care Act (ACA) Guide.
This guide provides easy access to authoritative information regarding the The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare or the Affordable Care Act (ACA).
If you have questions, call 24/7 1-800-318-2596 or Chat Online at healthcare.gov/contact-us.
What is the Affordable Healthcare Act?
The Patient Protection and Affordable Care Act, or commonly referred to as Obamacare was passed in March 2010, with the goal of increasing healthcare coverage to more Americans. Read the full text of the law.
When can I apply?
Can apply starting OCTOBER 1, 2013. Coverage will be effective JANUARY 1, 2014. Open enrollment ends March 31, 2014.
Who can apply?
You must live in the United States.
You must be a U.S. Citizen or National (or lawfully present) See more information about Immigration status
You cannot be currently incarcerated
How do I apply?
Starting October 1st you can apply online at healthcare.gov, or by calling 1-800-318-2596.
How do I create a username and password?
In October, you can create an online account.
Steps to create an online profile:
Go to healthcare.gov.
At the top of the page, click the “Get Insurance” tab.
Select your state to learn about enrollment and coverage.
What do I need to apply?
Social Security Numbers (or document numbers for legal immigrants)
Employer and income information for every member of your household who needs coverage. (Pay stubs, or W-2 forms)
Policy numbers for any current health insurance plans covering members of your household.
Completed Employer Coverage Tool for every job-based plan you or someone in your household is eligible for.
Where can I go if I have more questions?
Starting in October, local help will be available to assist in filling out applications and helping them through the process. Locate local help
For more information, call 1-800-318-2596 or visit www.healthcare.gov.
Where can I go to file a complaint about insurance in New Jersey?
You can visit the New Jersey Department of Banking and Insurance at: http://www.state.nj.us/dobi/consumer.htm#insurance or call the department at: 609-292-7272.
FAQ courtesy: Atlantic City Free Public Library
Navigator Exchange Program
Center For Family Services will have trained navigators available to help people understand healthcare options and assist in the application process. Navigators will be available in various locations across southern New Jersey beginning October 1.
Please visit their website for more information: http://www.centerffs.org/navigator-exchange-program
Or Call: 1-877-922-2377
The YouToons Get Ready for Obamacare
Gloucester County Consumer Protection
The FTC and Gloucester County Consumer Affairs, advises consumers not to give out personal information over the phone, including financial information from unsolicited phone calls, e-mails, or knocks on the door. Scam artists want your information so badly they will go to great lengths to get it, especially preying on senior citizens. The information they want will allow them to charge your existing credit cards, open new accounts, write fraudulent checks and more. On rare occasions, they may even know your bank routing number and prod you into giving the account number.
If someone who claims to be from the government calls and asks for your personal information, hang-up. It's a scam. The government and other legitimate organizations already have your personal information and would not be asking for it.
If you have any questions please call our office at 856-384-6855.
Health Insurance Marketplace
The State of New Jersey has chosen to use the federal health insurance exchange.
The Health Insurance Marketplace is coming soon! A new way to get affordable coverage launches October 1. Answer a few questions to learn if you qualify for lower costs here: https://www.healthcare.gov/
Official Healthcare Information
Other Healthcare Weblinks
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